Where Your Financial Goals
Meet Your Values
Earn competitive rates through CNote’s 100% FDIC/NCUA-insured cash deposits,
and fixed income solutions.
Maximize Returns, Amplify Impact.
CNote makes impact investing easy by connecting your capital to mission-driven financial institutions, including CDFIs, MDIs, and LIDs banks and credit unions. Through insured cash management and fixed-income solutions, CNote’s platform is designed to deliver competitive returns and tangible benefits to underserved communities. Whether you’re seeking liquidity, preservation of capital, or long-term growth, CNote provides a secure, streamlined way to align your financial strategy with positive economic and social outcomes.
Trusted by Corporations, Foundations, and Individual Investors
CNote’s Wisdom Fund allows me to make a tangible impact while staying true to my investment principles
“Investing in female and minority entrepreneurs isn’t just to check a box. These entrepreneurs have the opportunity to drive new levels of prosperity in America and are often among the fastest-growing categories of entrepreneurs.”
Jodi Morris, Individual Investor
Align Your Financial Goals with Your Values
Explore How We Partner with Individual Investors and Institutions to Direct Capital to Mission-Driven Financial Institutions to Fuel Positive Change and Growth
To help serve you better, please pick an option that suits you best.
Individuals
Grow your wealth while making a meaningful impact. CNote offers impact investing solutions that deliver competitive returns while channelling funds into projects that build stronger, more resilient communities. Invest with purpose and join us in creating a better future for all.
Financial Institutions
Expand your impact by accessing new sources of investor capital and directing it toward underserved communities. CNote helps financial institutions harness funds from individuals and corporations, creating a powerful force for sustainable growth and measurable impact. Together, we can drive meaningful change, revitalizing underserved communities and strengthening local economies.
Institutional Investors
Put your capital to work with intention and impact. CNote empowers corporations to achieve competitive financial returns while channeling capital toward driving economic growth and meaningful change. Align your financial goals with your values and contribute to building a more prosperous future for all.
Real People, Real Stories
Read about the impact your cash makes on local communities. From supporting underserved communities to climate change initiatives, we share stories to showcase the lives you are changing.
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Disaster Recovery in Action: The Role of PCAP Loan Fund in Western North Carolina’s Resilience
Natural disasters disrupt lives, destroy infrastructure, and leave communities grappling with recovery. In their aftermath, the limitations of national disaster response mechanisms, like FEMA and SBA Disaster Relief, become clear. While essential, these programs take time to mobilize, leaving communities with urgent needs. In these critical moments, mission-driven financial institutions like Partner Community Capital (PCAP), […]
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Celebrating Black Entrepreneurs: 6 Stories of Resilience and Impact
Black History Month is a time to honor the profound contributions of Black individuals to our society. Throughout history Black entrepreneurs have demonstrated remarkable resilience and innovation, driving economic growth and fostering community development. However, disparities persist. In 2022, Black-owned businesses constituted about 3% of U.S. firms, with over 194,000 enterprises employing 1.6 million people […]
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Meet Piedmont Community Services, The Behavioral Health Service Provider Taking Care of Its Community
Greg Preston always wanted to return to his hometown and give back to his community. At first, Greg worked at the local Department of Social Services. Now, 25 years later? Greg is the organizations executive director.
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At Hope Credit Union, Climate Change Is The Deep South’s Wealth-Building Opportunity Of A Lifetime
When it comes to our shared climate reality, Hope Credit Union’s members are familiar with the ever-expanding narrative. After all, they’re living it. Across the Deep South, summers are getting hotter, power outages are becoming more common, and electric vehicles (EV) are being plugged into more and more homes. Members, however, aren’t just experiencing these […]
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The Story of Jeff Trudeau and Concrete Washout Solutions
In 2012, Jeff Trudeau, a seasoned concrete truck operator, saw a growing environmental crisis within the industry he knew so well. Every day, concrete trucks across New England faced a major problem: the improper disposal of washout water. This water, laced with concrete particles and possessing a dangerously high pH, posed a significant environmental threat, […]
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How Karla Villanueva Grew Her Gymnastics Studio with Her Credit Union’s Support
Karla Villanueva-Bernal has been passionate about gymnastics and practiced the discipline throughout her life. Her dream of opening her own gymnastics studio was finally realized in 2012 when she and her husband started what was then called Karla’s Gymnastics. Karla started teaching one class every Saturday in the All Saints Red Barn, a multi-use space […]
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How Jayme Murray is Creating Food Sovereignty for the Cheyenne River Sioux Tribe.
Long before the Cheyenne River Sioux Reservation was established in South Dakota in 1889, the people of the Lakota Nation sustained themselves off of the land, with the buffalo, or American bison, as its primary source of food. Over a century later, tribal ties to the sacred animal still run strong. The Cheyenne River Sioux […]
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Meet David Akinniyi, the Baltimore Developer who’s Transforming his Adopted City with Each New Building
Once down on its luck, Baltimore, Maryland is now on a rebound. One entrepreneur helping to make the city a better place to live is David Akinniyi, founder and owner of the Akinniyi Group, a real estate development and leasing company. His goal is to enhance the lives of Baltimore residents by creating luxury communities […]
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Meet Flywheel Development, The Company Striving To Create Sustainable Communities In Washington D.C.
Jessica Pitts and John Miller founded their company, Flywheel Development, in 2014 to implement sustainability concepts and renewable energy in and around Washington, D.C. With backgrounds in policy, planning, and energy services, it was clear to both Jessica and John that industry leaders have a big impact on progress towards achieving sustainability goals on a […]
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How Riff Raff Brewing Company Remains Down-to-Earth As Its Earth-Powered Beer Takes Off
Like most homebrewers, when Jason Cox began making his own beer in 2005, he daydreamed about one day becoming a professional brewer. Despite aspiring to make the leap from hobby brewer to full-time brewer, Jason wasn’t quite ready. At the time, he operated his own software company, but in his free time, he continued to […]
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Meet DREAM, Where Students Are Family, Families Are Community, And Community Is Front-And-Center
Harlem RBI was founded in 1991, when a group of volunteers transformed an abandoned, garbage-strewn lot into two baseball diamonds for the youth of East Harlem. Over the years, the organization began to address the greater needs of its community, including low literacy and high school graduation rates, through its summer and afterschool enrichment programs. […]
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How The Council On Alcoholism And Drug Abuse Of Northwest Louisiana Is Leveraging A Credit Union Partnership To Rebuild People’s Self-Worth
Bill Rose recently celebrated a big milestone: 34 years of sobriety. That also happens to be nearly how long Bill has been active in rehabilitation facilities. Six months into his recovery from drug and alcohol addiction, Bill began volunteering in drug treatment programs. At the time, he worked for a local oil company, but he […]
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How Terri-Nichelle Bradley is Bringing People of Color Representation To Target’s Toy Aisles
Terri-Nichelle Bradley used to be frustrated with her job. What had begun as an exciting career with Sesame Street Live had shifted to working for a multi-national public relations agency. If handling corporate crisis communications wasn’t enough, Terri-Nichelle also had to carry the burden of being the senior-most Black woman at the company. She was […]
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How Metropolitan Economic Development Association Is Scaling Itself To Shrink Minnesota’s Racial Wealth Gap
Over the course of their careers as inpatient nurses, Murwo Elmi, Ikraan Abdulle, Farhia Abdulahi, and Faiso Abdulle have seen a bit of everything. From their first shifts, the Minneapolis-based health professionals have cared for patients struggling with mental health, chemical dependence, physical and cognitive limitations, and homelessness. After 10 years, however, the group shared […]
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How Project Fighting Chance Is Going Beyond The Boxing Ring To Build Trauma Resiliency In San Bernardino’s Youth
When Terry Boykins was first approached to serve on the board of directors for a nonprofit called Project Fighting Chance, the social entrepreneur politely said “thanks, but no thanks.” It wasn’t because Terry wasn’t aligned with Project Fighting Chance’s mission to function as a viable safe space and trauma resilience support system for youth in […]
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Meet Michelle Corson, ‘The Car Lady’ Behind the CDFI That Gets Clients On the Road
Since she was a little girl in Texas, Michelle Corson has always loved cars, something that befuddled her parents. “It’s not like I was chauffeured around town or anything,” Michelle laughed. “My mom drove a Honda and my dad drove a Buick, and they were like ‘who are you and why do you like cars […]
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Meet Danielle Mahon, The Entrepreneur Whose Company, Topsail Steamer, Has The Wind At Its Back
Although Danielle Mahon identifies as a late-in-life entrepreneur, she’s more of a waiting-for-the-right-idea entrepreneur. Danielle grew up in southern New Jersey, and she spent her summers on the Jersey Shore with friends and family. Danielle pursued a career in sales, but it was her husband’s job that took her and her children to Raleigh, North […]
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Meet Cortaiga Collins, Whose Quest For Quality Childcare Led Her To Open Her Own Small Business
Cortaiga Collins never intended to open her own business, let alone her own early childhood education center. Instead, Cortaiga received her bachelor’s degree and was on track to become a CPA. However, when she had her second child in 2000, everything changed. After having her first child as a senior in high school, Cortaiga felt […]
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How Elevation Community Land Trust is Taking Affordable Housing to New Heights across Colorado
Stefka Czarnecki Fanchi has always been a big believer in homeownership. Both of her parents were teachers; however, her dad “built” every house Stefka’s family ever lived in, whether that meant physically building the structure or making improvements to what was already built. According to Stefka, she has lots of childhood memories as a kid […]
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How Gloria Dickerson is Inspiring the Mississippi Delta Community To Make Their Dreams a Reality
Gloria Dickerson wants to change the way people think. It’s no easy task, particularly when it comes to encouraging low-income communities to dream bigger than the world they know. However, Gloria Dickerson is no stranger to adversity. Gloria was born into an impoverished family of sharecroppers in Drew, Mississippi. She was one of 13 children, […]
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Meet Christine Uwimbabazi, The Entrepreneuring Immigrant Behind The Wheel of Prime Care Transportation
When Christine Uwimbabazi came to the United States from her home country of Rwanda in 2000, she didn’t plan to open a small business. Instead, she came for college. Christine enrolled at LaRoche University, in Pittsburgh, Pennsylvania. Six years later, she married Reverien Mfizi, one of her classmates. The two had gone to the same […]
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Impact Story: Mountainside Community Cooperative
How Capital and Coaching Allowed Mountainside Residents To Purchase Their Park and Control Their Own Destiny Margaret Jones grew up and went to school in Camden, Maine; however, that didn’t make things any easier for her when she moved back to the idyllic town of her youth after 30 years of being away. Although Camden […]
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Meet Tysh Billingsley, The Cancer Survivor Who Brought Her Dream Business To Life
Before Tysh Billingsley was an entrepreneur, she was a dreamer. Literally. Tysh’s idea for her business, Finale, a popup wine and food experience centered around local art and music, came to her in a dream. According to Tysh, her dream was so vivid and full of sights and sounds that as soon as she woke […]
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Meet Clara Richardson-Olguin, Entrepreneur, Philanthropist and Flooring Enthusiast
Growing up in the Dominican Republic, Clara Olguin was passionate about many things: music, dance, theatre, and justice. She even has a law degree from the Dominican Republic and a bachelor in Music Management/Voice from Georgia State. However, it wasn’t until the early 2000s that she became passionate about floors. And not just dance floors. […]
Where Finance Meets Purpose
The CNote Blog
Explore how your investments can drive positive change. Discover stories, insights, and strategies to align your capital with your values and make a lasting impact.
CNote Expands Access to Impact Investing CNote is proud to announce that Impact Cash®, one of our most impactful and flexible financial solutions, is now available to Individual Investors.
CNote is thrilled to share our Q3 2024 Impact Report, highlighting impactful stories, significant progress, and fresh insights from our mission-driven partners.
CNote’s Disaster Recovery and Resilience Program aims to bridge that gap, providing support through loans and insured deposits to community financial institutions that help these communities rebuild and prepare for future challenges.
When it comes to aligning your financial goals with your values, CNote offers a variety of Solutions* to fit different needs. Whether you’re seeking liquidity, low-risk cash management, or are comfortable with a longer-term fixed-income investment, there’s a CNote solution designed for you. Understand Your Financial Goals Before deciding on a CNote product, it’s important […]