Impact Investors

Designed for Competitive Returns | Invest with Flexibility | Drive Positive Change


Use your money to drive positive change throughout America.

As an impact investor, you can achieve competitive returns through CNote’s cash management solution, Impact Cash®, and a potential 4% return with fixed-income offerings such as the Flagship Fund and Wisdom Fund. These solutions offer a chance to earn competitive returns, flexible liquidity, and access to a trusted network of over 2,500+ mission-driven financial institutions. Your cash doesn’t just grow—it creates lasting financial support for underserved communities across the nation. Impact Investors no longer need to choose between growing their wealth and driving positive change.

Maximize your financial potential with CNote’s innovative investment solutions. Whether you’re seeking a secure place for your cash or looking to earn competitive returns, our offerings deliver a balance of impact and performance. With products like Impact Cash®, which provides 100% FDIC or NCUA insurance coverage and fixed-income offering potential 4.00% returns, you can diversify your portfolio with confidence.

CNote connects your capital to a network of over 2,500+ mission-driven financial institutions, offering both safety and the opportunity to make your money work harder.

CNote | Impact Investor | women investor

Investing in impact means aligning your financial goals with your values. With competitive returns and the power to drive positive change, your investments can support small businesses, affordable housing, and underserved communities—all while growing your wealth. Make your money work for you and for a better future.

I’ve been investing with CNote for years—in both their Flagship and Wisdom Fund.

— Jodi Morris, Founder at Let’s Venture, Wisdom Fund Investor

Align your financial goals with your values effortlessly through fixed-income solutions that support mission-driven financial institutions. Imagine growing your wealth while making a meaningful impact in communities.

See where your investments make a difference through Impact Stories from both the Flagship and Wisdom Fund, as well as Impact Cash®.

Natural disasters strike without warning, leaving a trail of destruction in their wake. In the United States, the frequency and intensity of natural disasters have been steadily increasing, affecting millions of individuals and communities each year. These events disproportionately impact underserved communities, as they often lack the resources and financial stability to prepare for and […]

In a world where social and economic inequalities are increasingly visible, there is a growing demand for options that drive positive social change. CNote’s Impact Cash® offers a unique opportunity to support initiatives that empower underserved communities and foster economic inclusion. What is Impact Cash®? Impact Cash® directs funds into Community Development Financial Institutions (CDFIs), […]

The sustainable and impact investing market has grown to nearly $10T in assets under management in recent years and is expected to grow to over $30T by 2026. These investments, geared towards major societal issues are an opportunity to create transformative change and align investments with your values. The recent proliferation of greenwashing poses significant […]

  1. Returns are not guaranteed. The Flagship Fund issues Adjustable Rate Promissory Notes that are non-recourse obligations of CNote and involve the risk of loss, including principal. You should carefully review the all offering documents including note terms prior to investing. ↩︎
  2. CNote has management discretion around liquidity and currently offers clients quarterly liquidity up to $20,000 or 10% of invested assets, whichever is greater. At a minimum, CNote investors will have access to 10% of their investment every quarter. For full investment terms see the Offering Circular for unaccredited investors and the Private Placement Memorandum for accredited investors. ↩︎
  3. Returns are not guaranteed. The Wisdom Fund issues Adjustable Rate Promissory Notes that are non-recourse obligations of CNote and involve the risk of loss, including principal. You should carefully review the subscription agreement, note terms, and our Private Placement Memorandum prior to investing. ↩︎