Invest with your values

Invest with your values


ImpactFlex™ Investing is a fixed-income investment solution that empowers investors to direct their capital toward projects that support poverty alleviation, financial inclusion, small business development, and affordable housing. By aligning capital with impact, you can help build stronger, more resilient communities while achieving your financial goals.

Designed for Competitive Returns
Earns a potential 1-4% return while supporting an initiative that matters the most to you.

Invest in What Means the Most to You
Choose from a variety of Impact Themes and invest in causes that are important to you.

Drive Local Impact
Your investment fuels economic growth and opportunity in communities, creating meaningful change where it’s needed most.

Open to Accredited Investors 1
Available to accredited investors offering an exclusive investment opportunity.

Minimum Investment Based on Impact Theme
$100,000 minimum investment for Impact Themes; economic opportunity, job creation, reduced inequalities. $1,000,000 minimum investment for all other impact themes.

Water Ripple Effect | How-Does-The-ImpactFlex™-Fund-Help-

How Does ImpactFlex™ Investing Help?

Access to capital is the catalyst for economic mobility, yet deep disparities in investments continue to limit opportunities for many communities.

By tailoring financial products and services to the needs of underserved communities, mission-driven financial institutions create pathways to economic mobility and long-term financial stability.

Supporting Underserved Communities: Focus on low-income and rural communities that face systemic barriers to financing.

Small Business Support: Provide capital to small businesses and startups that may not qualify for traditional bank loans, fostering entrepreneurship and job creation.

Affordable Housing Financing: Finance the development and preservation of affordable housing, ensuring more people have access to stable living conditions.

Poverty Alleviation and Financial Inclusion

Reduced Inequalities

Affordable and Clean Energy

Economic Opportunity and Job Creation

Sustainable Cities and Communities

Affordable Housing

Access to Healthcare


The stories show how CNote’s impact investing makes a difference.


By working with some of the country’s most inspiring and dedicated leaders, the ImpactFlex™ Investing drives capital and new opportunities to small businesses and communities in the United States. Further, CNote’s partners are committed to co-creating the product alongside the community we aim to serve, giving the underestimated a voice where they traditionally have not been heard.


CNote | Carolina Small Business - Development Fund
CNote | FUND Community Institutes
CNote | Pacific Community Ventures Logo
 CNote | TruFund Financial Services
CNote | Finance Fund Logo
  1.  Individuals are “accredited investors” if their net worth is at least $1,000,000, excluding the value of their primary residence, or they have income of at least $200,000 each year for the last two years (or $300,000 combined income if married) and have the expectation to make the same amount this year. ↩︎