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7 Financial Pitfalls and How They Can Negatively Impact Your Health
Does Money Matter? People often think they can compartmentalize various parts of their life. We may think that the way we eat doesn’t impact the way we feel, or that our financial situation won’t have an impact on our health or relationships. While for some it’s possible to keep everything separate, oftentimes challenges in one…
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Change Makers Interview: Lenwood V. Long Sr. of the Carolina Small Business Development Fund
October 2019 Update: Mr. Long is no longer with Carolina Small Business Development Fund (CSBDF). He was recently recognized for his financial inclusion work by The African-American Alliance CDFI CEOs. Today we’re excited to share our interview of Lenwood V. Long Sr. He is the former CEO and President of Carolina Small Business Development Fund…
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Traveler: More than a business—A unique and close-knit community brought to life by a simple loan
Here at CNote, we fight for financial empowerment. That sounds like a lofty sentiment, but oftentimes it plays out fairly simply in reality: small businesses need loans, and CNote provides community lenders with the funds to make more of these loans. Traveler is one of the many success stories associated with community lending. We’re excited…
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Small Business Credit Survey: Report on Women-Owned Firms
The Federal Reserve Banks of New York and Kansas City just released a joint report on credit access and financial performance trends for women-owned small businesses across the United States. One Big Takeaway, There’s still a huge gap between genders when it comes to small business ownership:
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The Pig & The Penny
Did you grow up with a piggy bank? You know, the pink kind that smiles end to end as you proudly plop each copper penny into its thin slat? Plunk. Plink, plink. Yep, me too. But, what I’ve come to realize is the psychology behind that little pig is much broader than I thought. To…
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Are you an over-saver?
Nearly 1/3 of Americans are over-saving, amounting to over $300B in “extra” savings sitting in banks earning nothing. So why do we do it? CNote interviewed 100+ over-savers to find out. Here’s what we learned. I know, it sounds like a funny term. Over-saver? But if you are one of the millions of Americans that…
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The Good Guys of Finance. (Yes, they exist)
Having worked in both venture capital and financial services, I have seen some of the best and worst faces of finance. But there is one financial segment that is largely ignored and vastly under-celebrated. I call them “the good guys and girls of finance” for many reasons, but also because it’s easier than their name:…
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