About Us

We met in 2012 when a common friend said "You two have to meet. You're both women in finance who want to change the world. I don't see that every day."

We quickly bonded over shared experiences. Having come from immigrant families, we were no stranger to being "different". I grew up being the only Latin family in my neighborhood and Yuliya grew up in the former Soviet Union. As we both got older, we grew wiser, and realized that being different wasn’t a bad thing – it was actually an asset.

Ironically enough, that feeling of "other" hit both of us smack in the face when we entered the world of finance. It was bad enough to be a woman in finance, but a woman that called out how financial services is ignoring the vast majority of everyday Americans? Well good luck with that.

In 2016, we decided to channel our expertise in finance and passion for change to develop what is now CNote.

CNote was created from a place of optimism and determination. What if we could redesign finance – create products and services that inspire and empower, not confuse and frustrate. We are bringing back inclusivity, integrity and community and building them into every financial product we create.

Your feedback (including complaints!), interest and support is what fuels us everyday. It’s time to deliver a financial reality we can all be proud of.

Cat & Yuliya

Meet The Team

Catherine BermanCo-Founder, CEO
Catherine is a three-time entrepreneur with experience launching and building scalable businesses. Before launching CNote, Catherine served as Managing Director of Charles Schwab where she led a strategy division focused on the future of finance incorporating behavioral economics and predictive analytics. Her previous startup, Global Brigades, is now the world’s largest student development firm operating in 5 countries. Over the two decades, Catherine has held senior roles in both management consulting and venture capital.
Read more
Yuliya TarasavaCo-Founder, COO
Yuliya hosts a decade of experience on Wall Street and has developed financial products on 3 continents. She started her career designing investment solutions for the global asset management firm AMG Funds, and later joined the wealth management boutique Summit Rock Advisors to develop the firm’s risk management framework. Over the years, Yuliya has maintained her passion for demystifying finance, including creating an investment education portal in Russia and advising non-profits and startups around the world.
Read more
Nikhil DesaiVP of Engineering
Nikhil is a senior full stack engineer with a decade plus experience in global high tech and financial services technology. Passionate about creating products that provide real value to customers and our society, Nikhil joined the CNote team to bring his deep experience in security, lending and building scalable financial platforms. Prior to joining CNote, Nikhil was a senior engineer at Lending Club and Citrix GoToMeeting where he created various innovative web & mobile products that are used by millions of customers across the globe.
Read more