An innovative investment product that enables individuals and institutions to invest in the future of women of color.
What is the Wisdom Fund?
The Wisdom Fund is a fixed income vehicle that increases capital access and lending for women-owned businesses. It is a co-created effort to bring new thinking, experimentation, and sustainable solutions to drive wealth creation for women of color in the United States.
How does Wisdom Fund help?
Every day 1,800 new women-owned businesses are added to the U.S. economy, yet women-owned businesses only receive a small fraction of total lending.1 The impact of the small business lending gap, which can affect many of the 12 million women-owned businesses in the U.S., is significant.2
Capital access is a significant issue for women entrepreneurs3 and is particularly pronounced for BIPOC women entrepreneurs. To illustrate, “if revenues generated by minority women-owned firms matched those currently generated by all women-owned businesses, they would add four million new jobs and $1.2 trillion in revenues to the U.S. economy.”4
What kind of businesses does the Wisdom Fund support?
The borrowers profiled below were all funded by CNote partner lenders. They are representative of the borrowers the Wisdom Fund aims to support.
Invest in Wisdom Fund
Currently, Wisdom Fund is only available to accredited investors.*
If you’re an accredited investor, you can sign up for a CNote account and invest in Wisdom Fund today.
Invest in equality.
*Note: Individuals are “accredited investors” if their net worth is at least $1,000,000, excluding the value of their primary residence, or they have income at least $200,000 each year for the last two years (or $300,000 combined income if married) and have the expectation to make the same amount this year.
Small Business Owner Seeking Funding?
Are you a small business owner seeking a loan? Provide your information to learn more, or contact Wisdom Fund partners below.
By working with some of the country’s most inspiring and dedicated leaders, Wisdom Fund drives capital and new opportunities into the hands of hard-working women across the United States. Further, CNote and Wisdom Fund partners are committed to co-creating the product alongside the community we aim to serve, giving women entrepreneurs a voice where they traditionally have not been heard.