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Wealth Inequality: The Secret Cost of Unequal Access to Credit
America, “the land of equal opportunity”, isn’t delivering on its promise for the 90 percent that find themselves on the wrong side of the ever-widening wealth gap. In fact, the United States has a level of wealth inequality between the rich and poor that is larger than any other major developed country. According to the
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Impact Story: Mountainside Community Cooperative
How Capital and Coaching Allowed Mountainside Residents To Purchase Their Park and Control Their Own Destiny Margaret Jones grew up and went to school in Camden, Maine; however, that didn’t make things any easier for her when she moved back to the idyllic town of her youth after 30 years of being away. Although Camden
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Change Makers Interview: Mary Houghton – ShoreBank, Community Finance Pioneer
When Mary Houghton partnered with Milton Davis, James Fletcher, and Ron Grzywinski to purchase what was then South Shore Bank in Chicago in 1973, she had no idea that she was shifting the course of community finance in the U.S. The quartet of “mutually respecting” entrepreneurs created ShoreBank, which was committed to fighting redlining and
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CNote CEO Catherine Berman Selected for InvestmentNews’ 2020 Icons and Innovators List
The entire CNote team is proud to announce that Cat Berman, our brave and inspiring leader, was selected as one of ten innovators driving change in the financial services industry! Read the full release below. OAKLAND, Calif., February 13, 2020 (Newswire.com) –InvestmentNews has recognized Catherine Berman as a 2020 Icons and Innovators honoree. Catherine was
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List of 2020 Institutional Impact Investing Conferences
We’ve rounded up some of the largest Impact Investing events around the United States for institutions and those in financial services that are interested in learning more about effecting change with their dollars. These events afford great opportunities to learn from and collaborate with like-minded investors in an inspiring setting. We hope to see you
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What You Need to Know About Social Investment
Social investment, also known as socially responsible investing, social investing, and impact investing, allows investors to align their values with investment strategies that positively impact social issues while generating a financial return. Social problems such as natural resource preservation, better education and healthcare, animal welfare, corporate responsibility, inequality, and climate change are attracting those that
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Impact Investing Glossary
Core Financial Terms At times, personal finance can seem like a whirl of unfamiliar jargon. What are the distinctions between terms like ‘Impact Investing’ and ‘SRI’? We put together this glossary of terms as a reference point for anyone who is interested in learning more about the ins and outs of finance and impact investing
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Meet Tysh Billingsley of Finale, The Cancer Survivor Who Brought Her Dream Business To Life
Before Tysh Billingsley was an entrepreneur, she was a dreamer. Literally. Tysh’s idea for her business, Finale, a popup wine and food experience centered around local art and music, came to her in a dream. According to Tysh, her dream was so vivid and full of sights and sounds that as soon as she woke
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Positive and Negative Investment Screening Explained
If you have explored socially responsible investing (SRI), then you might also be familiar with the concept of investment screening. Socially responsible investing, a form of impact investing, is a strategy used to align investments with social goals. Investors understand that their money can produce positive outcomes in more than just a financial sense by
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Making an Impact: How to Invest in Community Development Financial Institutions (CDFIs)
Large banks and foundations have been investing in community development financial institutions (CDFIs) for decades. But until recently, investing in CDFIs was challenging and usually limited to all but experienced large banks, foundations, and some high-net-worth investors. Now technology platforms like CNote are allowing investors of all types to easily deploy capital across a diverse
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