Unlock Your Potential With CNote’s Impactful Investment Solutions

Invest With Confidence. Earn Competitive Returns. Drive Positive Change.

At CNote, we believe in empowering individuals to grow their wealth while making a real difference in the world. Whether you are an accredited or non-accredited investor, our investment solutions are designed to deliver competitive returns while funding projects that build stronger, more resilient communities. Join us in creating a better future for all.

CNote Impact Investments

CNote’s Core Offerings

Climate Cash TMSustainable

$ Blended

APY
  • Combat Climate Change with your Deposits
  • 100% FDIC and NCUA Insurance Coverage 1
  • Deposits Back Meaningful, Traceable Initiatives Like Affordable Solar Power in Low-Income Areas and Energy-Efficient Appliances/Building Enhancements.
  • Streamlined Interface for Signup and Account Opening
  • Deposit up to $50M in Climate-Friendly Insured Deposits
  • Accredited Investors Only
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Impact Cash ®Scalable

$ Blended

APY
  • Cash with Impact
  • 100% FDIC and NCUA Insurance Coverage 2
  • Supports CDFI Banks and Credit Unions
  • Flexible Liquidity
  • Accredited Investors Only
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Flagship FundDiversified

$ 4.00%

APY
  • An Easy Way to Start Impact Investing3
  • Open to All Investors
  • Competitive Returns
  • Diversified CDFI Investment
  • 30-Month Term With Flexible Quarterly Liquidity4
  • No Minimum
Sign Up: Flagship Fund

Wisdom FundDrive Social Change

$ 4.00%

APY
  • Long-Term Impact and Systems Change
  • Accredited Investors Only
  • Provides sustainable, affordable loan capital for Women of Color Entrepreneurs
  • Delivers dedicated small business coaching for borrowers
  • Investments also fund research to improve lending process for women of color
  • 60-month Term
  • $100,000 Minimum5
Sign Up: Wisdom Fund
Simplified impact investing with flexibility liquidity and competitive returns

Flagship Fund

CNote’s Flagship Fund generates a 4.00% return while directing all funds to community development organizations that fund loans for small businesses, help build affordable housing and bring sustainable economic growth to communities across America. 

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Invest in the future of women

Wisdom Fund

The Wisdom Fund is a fixed income vehicle that increases capital access and small business lending for women entrepreneurs of color.

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