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CNote’s 2021 Annual Impact Report
CNote is thrilled to release our 2021 CNote Annual Report. Throughout 2021, CNote investors have helped us expand our nationwide work and impact to reach more low-income and underserved communities than ever before. In this report you will see: A firm update on key accomplishments in 2021 CNote’s 2021 impact metrics Recognition of our corporate…
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CNote’s Community Investment Platform Nears $300M, a Sign of Balance Sheet Activism Rising Across Business Sectors
CNote’s Community Investment Platform Nears $300M, a Sign of Balance Sheet Activism Rising Across Business Sectors Apple, Netflix, Xylem and others put corporate cash to work in financially underserved communities by moving money to CDFIs, LID credit unions and MDIs throughout the U.S. June 2nd, 2022 // Oakland, CA // Recent commitments from Apple, Netflix…
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Authentic and Shareable Impact: Best Practices for Credit Unions
On May 24th, 2022 CNote hosted a webinar alongside CUNA Strategic Services where they discussed best practices for credit unions to follow when measuring impact and sharing their impact stories. Title: Authentic and Shareable Impact | Best Practices for Credit Unions Brief Summary: Credit unions and other mission-driven depository organizations create financial inclusion and further…
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Meet Education Credit Union, Whose Scholastic Roots Sprout Innovative Programs In The Texas Panhandle
While Education Credit Union (ECU) may be 86 years old, it’s finding new ways to empower its community in Amarillo, Texas. Founded in 1935, the credit union was originally named Amarillo School Employees Credit Union, and it catered to teachers and administrators in the district. However, in 2010, the credit union rebranded itself and dropped…
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CNote Expands Access to Capital for Community Financial Institutions With $25 Million From Apple to Support Communities of Color
CNote Expands Access to Capital for Community Financial Institutions With $25 Million From Apple to Support Communities of Color March 5, 2022 // Oakland, CA // Today, CNote, an Oakland-based fintech, announced that Apple will use the CNote platform to deploy $25 million into underserved communities across the country. Apple’s $25 million commitment is part…
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How Toni Hopkins Embraced Her Entrepreneurial Side To Open Cool J’s Apparel During The Pandemic
In the years leading up to the COVID-19 pandemic, Toni Hopkins and her husband talked about moving from their home in Springfield, Illinois to North Carolina to pursue what she describes as “something different.” They’d even gone as far as to meet with a real estate agent to explore selling their house. Ultimately, the couple…
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Impact Platform CNote Announces Conversion to Public Benefit Corporation
New legal designation affirms CNote’s longstanding commitment to closing the wealth gap and uplifting communities with sustainable solutions. March 30, 2022 // Oakland, CA // CNote, a woman-led impact platform, has announced its official conversion to a Public Benefit Corporation (PBC). Since its founding in 2016, CNote’s fixed income and cash products have streamlined millions…
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Meet Mellaney Williams, The Big Dreamer Behind American Home and Commercial Services
When Mellaney Williams and her husband graduated college and moved to South Carolina in 2001, Mellaney’s husband got himself involved in the irrigation installation trade. However, what started as a side hustle quickly turned into something much bigger, as demand for him and his services grew. Soon, American Home and Commercial Services LLC was doing…

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Where finance meets impact.