ESG Cash Management - Mobilize Your Cash For
Positive Social Change
ESG Investing For A Better Tomorrow
Making a positive social impact has become more important for corporations over the past year. ESG investments have seen a rise in popularity within treasury departments looking to align their portfolios with environmental, social, and corporate governance (ESG) values
Ebony Harris received funding from a CNote partner CDFI. She has served families in Jackson, TN throughout the pandemic so essential workers in her community could continue to work.
ESG Cash Management
Mobilize Your Cash For Positive Social Change
Ebony Harris received funding from a CNote partner CDFI. She has served families in Jackson, TN throughout the pandemic so essential workers in her community could continue to work.
An ESG approach to cash management applies socially-responsible investing strategies to money market and other deposit programs to drive both social benefit and returns in tandem.
According to a recent survey by HSBC, 89% of institutions now regard environmental and social issues as important in their capital allocations, with nearly half reporting that risk and return played a significant role in their ESG investing.
As sustainable investing begins to play a more central role in institutional protfolios, corporate investors are benefitting from a double return: comparable market rate performance held to the same standards of capital preservation and risk mitigation all while pursuing their environmental and social impact goals.
Forward-thinking finance and treasury departments are pioneering a new way to authentically align capital with their ESG targets without sacrifice.
A Streamlined Community Investment
The CNote Impact
Michea Rahman is the founder of Children's Language Learning Center, a speech therapy center with a mission of providing quality pediatric speech therapy services to children. Michea received a PPP loan from a CNote CDFI Partner which gave her the momentum to weather the effects of COVID-19.
Integrating ESG investing into treasury management doesn’t need to be a complex process.
CNote is a women-led investment platform that's revolutionary technology connects forward-thinking investors with financially underserved communities. CNote’s community-first philosophy is geared towards making a positive impact today, tomorrow, and well into the future.
With economic prosperity, financial inclusion for all, and the mission of closing the wealth gap at the forefront of their financial innovation, CNote streamlines community investment to provide investors with a rewarding combination of high return, powerful impact, minimized risk, and a diverse portfolio.
Book a free demoMichea Rahman is the founder of Children's Language Learning Center, a speech therapy center with a mission of providing quality pediatric speech therapy services to children. Michea received a PPP loan from a CNote CDFI Partner which gave her the momentum to weather the effects of COVID-19.
Insured ESG Cash Management Solutions - CNote’s Promise Account
"Insured, hassle-free, and powerful ESG cash management makes the CNote Promise Account an attractive solution for institutional investors."
How CNote Delivers Secure ESG Investing
All-In-One Cash Management System
Remove the administrative burden that comes with managing multiple deposit accounts and enjoy a comprehensive online platform to put your cash to impactful work.
Minimal Risk With Federal Backing
CNote’s Promise Account is backed by FDIC and NCUA insurance, so investors can rest assured that their deposits are protected in full faith and credit of the United States.
Measurable Impact
Thanks to CNote’s robust and transparent reporting platform, you can accurately measure the direct impact your cash makes on low-income and minority communities.
Optimized Returns
CNote’s optimization engine will match your cash across a national network of community partners that drive social impact and meet diligent diversification, risk and return criteria so you earn a competitive interest rate while sustainably investing in communities.
High Liquidity
Enjoy financial flexibility with readily available withdrawals every 90 days, with 10 days notice.
Scalable
Scale investments with ease and deploy capital with the utmost flexibility. The Promise Account’s optimization engine will ensure your cash is channeled to the communities who need it most at the right time.
Julia Sleeper-Whiting (center), is the founder of Tree Street Youth, a non-profit with a mission of supporting the youth of Lewiston-Auburn, Maine, through art, academic, and athletic programs. Working with a CNote CDFI partner, Julia received a loan that made it possible to buy the building they ran their programs in.
Peace of Mind, Financial Return, and Positive Change
ESG Investing With Ease
Julia Sleeper-Whiting (center), is the founder of Tree Street Youth, a non-profit with a mission of supporting the youth of Lewiston-Auburn, Maine, through art, academic, and athletic programs. Working with a CNote CDFI partner, Julia received a loan that made it possible to buy the building they ran their programs in.
CNote’s Promise Account strengthens the link between impact investors, Community Development Financial Institutions (CDFIs), and Low-Income-Designated Credit Unions to eliminate the barriers that make identifying opportunities impact investment difficult.
CNote not only breaks down the onerous task of identifying top-performing impact investment opportunities with a screened network of community partners, but CNote also ensures impact is guaranteed with 100% insured deposits.
With federal support, measurable impact, and a single management point, investors can deploy cash with ease and peace of mind that their investment is fueling positive change.
Social Impact is Guaranteed
Follow The ESG Investment Movement
Where positive social impact is guaranteed, a growing number of institutional investors are reaching their ESG goals through the power of insured deposits and proven community investments, thanks to CNote Promise Account.
Corporations like Mastercard and the Mastercard Impact Fund have committed $20 million into the Promise Account in their continued effort to uplift minority-owned businesses and to further reduce the racial and opportunity gap that’s evident across the country. Paypal aslo recently announced investments in the Promise Account and other CNote offerings as part of a larger initiative to deliver on DEI targets and to strengthen Black businesses as well as underserved communities.
With insured deposits, optimized returns, and massive impact - it’s never been more secure and accessible for investors to choose rewarding ESG cash management solutions than it is today.
Book a Free Consultation
Free ESG Cash Management Consultation
Insured, scalable, and easily managed socially responsible investments with measurable impact and market rate returns.
Click below to book a free consultation with a CNote team member to see if the Promise Account is the right solution to meet your organization’s ESG goals.
Book a free demo