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Where finance meets impact.

  • Bridging Impact and Investment: Insights from 2024 Investor Engagement and Annual Reporting

    Bridging Impact and Investment: Insights from 2024 Investor Engagement and Annual Reporting

    Understanding what resonates with investors is essential to directing more mission-aligned capital to mission-driven depository institutions (DIs) making a difference in underserved communities. To deepen this understanding, CNote recently analyzed investor engagement across multiple channels to identify the impact themes that consistently drive interest and investment. There is a key opportunity to build on this

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  • How Long Does It Take for a Community to Recover After a Natural Disaster? The Answer May Surprise You

    How Long Does It Take for a Community to Recover After a Natural Disaster? The Answer May Surprise You

    It can take years—sometimes even decades—for a community to fully recover after a natural disaster. While emergency aid and media attention often fade within weeks, research shows that long-term recovery efforts typically span six to ten years, with some communities still struggling decades later (Urban). The timeline depends on the severity of the disaster, the

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  • Why Values-Based Cash Management Matters

    Why Values-Based Cash Management Matters

    In today’s business environment, cash management is not just about maximizing returns and maintaining liquidity—it’s also about aligning financial strategies with organizational values. Values-based cash management is gaining momentum as more organizations realize the significant impact their financial decisions can have on the communities they serve. At the forefront of this movement are community banks

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  • Where Values Meet Finance: Prime Coalition’s Strategic Partnership with CNote in Action

    Where Values Meet Finance: Prime Coalition’s Strategic Partnership with CNote in Action

    Prime Coalition (Prime) is a nonprofit organization on a mission to unlock catalytic capital and change the future of climate finance. “We’ve been catalyzing climate solutions for over a decade, enabling innovation that holds the potential of mitigating gigaton-scale greenhouse gas emissions” says Prime.   In 2023, Prime partnered with CNote to help achieve their

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  • 6 Ways to Explore Impact Investing

    6 Ways to Explore Impact Investing

    Impact investing is gaining traction as more individuals seek ways to align their financial decisions with their values. Rather than focusing solely on financial returns, impact investing provides opportunities to support businesses, funds, and initiatives that drive positive social and environmental change. If you are exploring impact investing, understanding the landscape and available options can

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  • Celebrating Women Entrepreneurs: How Access to Capital Fuels Business Growth

    Celebrating Women Entrepreneurs: How Access to Capital Fuels Business Growth

    As we celebrate Women’s Month this March, we take a moment to recognize the resilience, innovation, and impact of women entrepreneurs. Across industries, women-owned businesses are making a difference in their communities, creating jobs, and driving economic growth. Yet, for many women, access to capital remains a critical challenge. Securing funding is often the biggest

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  • Disaster Recovery in Action: The Role of PCAP Loan Fund in Western North Carolina’s Resilience

    Disaster Recovery in Action: The Role of PCAP Loan Fund in Western North Carolina’s Resilience

    Natural disasters disrupt lives, destroy infrastructure, and leave communities grappling with recovery. In their aftermath, the limitations of national disaster response mechanisms, like FEMA and SBA Disaster Relief, become clear. While essential, these programs take time to mobilize, leaving communities with urgent needs. In these critical moments, mission-driven financial institutions like Partner Community Capital (PCAP),

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  • Values-Based Cash Management: A Purposeful Approach to Cash Management

    Values-Based Cash Management: A Purposeful Approach to Cash Management

    In today’s financial landscape, corporations and foundations are seeking ways to align their financial strategies with their broader missions. One emerging approach is values-based cash management, a strategy that ensures where and how cash is held supports both financial goals and broader societal impact. By thoughtfully managing liquidity, organizations can help build stronger local communities

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  • Beyond the Bottom Line: Innovations in Measuring Small Business Lending

    Beyond the Bottom Line: Innovations in Measuring Small Business Lending

    By Tamra Thetford, VP of Impact Evaluation Small business lending is crucial in America as it fuels economic growth, job creation, and community development. Small businesses build wealth, particularly for underserved borrowers, by generating income, accumulating assets, and fostering financial stability. Mission-driven lenders play a vital role by providing access to capital and financial services

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  • ImpactFlex™ Investing: A New Way for Investors to Customize Their Impact Values

    ImpactFlex™ Investing: A New Way for Investors to Customize Their Impact Values

    CNote is excited to introduce ImpactFlex™ Investing, a customizable fixed-income solution designed for accredited and institutional investors seeking to align their financial goals with meaningful social impact. This innovative offering allows you to direct your capital toward initiatives that resonate with your values, fostering positive change in communities you care about. Customize Your Impact With

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