Imagine an investment where your money doesn’t just sit in an account but actively contributes to causes that inspire you. Whether its empowering women entrepreneurs, supporting green energy initiatives, or fostering community development, impact investing can earn a return—like a 4% annual percentage yield (APY)* —while making a real difference in the world. If you’re looking for a way to invest without compromising your values, this is your chance to put your money to work in a way that aligns with your heart and your financial goals.

What is Impact Investing?

Impact investing goes beyond the traditional approach of focusing solely on financial returns. It involves directing your capital towards organizations, projects, or funds that aim to generate measurable positive social or environmental impact with the potential for financial gains. This could mean investing in women-owned small businesses, supporting sustainable agriculture, or financing affordable housing projects that lift communities.

Read more: What’s Behind the Growth of Impact Investing

Why Impact Investing?

1. A Meaningful Investment: With impact investing, your potential financial returns are coupled with a profound sense of purpose. Imagine earning 4% APY* while knowing your money is fueling renewable energy projects, helping communities thrive, or supporting underrepresented entrepreneurs. It’s more than just an investment, —it’s a legacy of positive change.
2. Align Your Money with Your Values: For many, traditional investing feels disconnected from personal beliefs and values. Impact investing bridges this gap, allowing you to invest in initiatives that resonate with your passions. Whether you care deeply about social justice, environmental sustainability, or economic empowerment, impact investment opportunities are tailored to what matters most to you.
3. Diversify Your Portfolio: Impact investments are not just a tool for social good; they’re also a smart addition to a diversified portfolio. Many impact funds focus on sectors with long-term growth potential, which can provide stability even in volatile markets. By integrating impact investments, you can balance risk and reward more effectively while contributing to meaningful change.

How Can Non-Accredited** Investors Participate?

Historically, impact investing was primarily available to accredited investors**—those who met certain income or net worth criteria. But today, the landscape is changing, and non-accredited** investors have more ways than ever to join the impact investing movement. One standout example is the Flagship Fund by CNote.

CNote’s Flagship Fund: Invest with Purpose

The CNote Flagship Fund offers a unique impact investment opportunity that provides the potential to earn returns while directly supporting underserved communities across the United States. Many communities, especially those in underrepresented areas, face challenges accessing capital, which limits economic growth and innovation. By investing in the CNote Flagship Fund, you have the power to help bridge this gap—while earning a potential return of up to 4% APY*.

How It Works: CNote partners with mission-driven community lenders who provide fair and accessible loans to small businesses in need. Your investment in the Flagship Fund enables these lenders to offer crucial support, fueling business growth and promoting financial inclusion. In return, you have the potential to earn a competitive financial return, combining impact with opportunity in one powerful investment.

Why Invest in the Flagship Fund?

• Diversified and Sustainable Investing: The Flagship Fund is strategically diversified across a range of mission-driven community lenders, reducing risk while providing a sustainable and steady return on investment. This approach ensures that your money is working effectively across multiple communities and sectors.
• Empower Underserved Communities: Your investment directly supports entrepreneurs and small businesses that often struggle to access funding through traditional means. These businesses are vital to their communities, driving local economies, creating jobs, and fostering social impact.
• Transparent and Measurable Impact: CNote offers clear updates and detailed reports on the difference your investment is making. You’ll see real-world examples—like businesses expanding, jobs being created, and communities thriving—so you can be confident in how your money is being put to work.

The Potential for 4% APY* and Beyond

Impact investing does not mean settling for lower returns. Many impact investments, like the Flagship Fund, offer competitive rates—up to 4% APY*—while generating positive social and environmental outcomes. Whether it’s supporting clean energy projects or funding small businesses, these investments often provide both stability and growth potential, with potential returns that are as meaningful as they are measurable. 

Read more about CNote’s Flagship Fund here. 

Make Your Money Matter

If you’re ready to do more with your money, impact investing provides a powerful way to align your finances with your values. The Flagship Fund by CNote is just one example of how you can earn a competitive return while making a tangible impact. So why settle for ordinary returns when you can make your money matter? Start your impact investing journey today and join the growing community of investors who believe in doing well by doing good.

 

 

*Returns not guaranteed. CNote Group, Inc. (“CNote”) is not a bank, a credit union, or any other type of financial institution. CNote is not a registered investment advisor with the Securities and Exchange Commission (SEC) nor a broker-dealer authorized by the Financial Industry Regulatory Authority (FINRA). CNote is not a legal, financial, accounting or tax advisor. CNote offers securities consisting of various promissory notes (“Notes”) to eligible accredited investors pursuant to Regulation D under the Securities Act of 1933, as amended (“The Act”) and to eligible unaccredited investors pursuant to Regulation A of The Act. Neither the SEC nor any state securities regulator has passed upon or endorsed the merits of any investment in CNote’s offerings. Information provided herein is for educational purposes only and is not tailored for any individual investor or client. It should not be relied upon as financial or investment advice. This advertisement does not constitute an offer to sell, or a solicitation to buy. Returns are not guaranteed. All investing has risks. Before making an investment, the recipient is advised to consult with its financial, legal and/or tax advisor(s) to determine whether an investment such as this is suitable for it. Interest rates are for illustrative purposes, and are subject to change.

 

**Unaccredited Investors can only invest in Flagship Fund in an amount that is equal to the greater of 10% of their annual income, or 10% of their net worth. An accredited investor has no limit on the amount that they can invest in Flagship Fund. An accredited investor is an individual or entity that meets specific financial criteria, as defined by the U.S. Securities and Exchange Commission (SEC). Typically, an accredited investor must have a net worth of over $1 million (excluding their primary residence) or an annual income exceeding $200,000 (or $300,000 combined with a spouse) for the past two years, with the expectation of maintaining that income level. These criteria are intended to ensure that accredited investors have the financial sophistication and capacity to bear the risks of certain types of investments.