Our securities consist of various promissory notes (“Notes”) that are offered to eligible investors pursuant to Regulation A+ and Regulation D under the Securities Act of 1933, as amended. We direct the capital invested through the issuance of our Notes to Community Development Financial Institution (“CDFI”) partners, who in turn offer loans to fund small business owners, affordable housing development, and other community-centered projects.
Investing in our Notes involves risk of loss, including principal invested. We encourage you to consult a financial adviser or investment professional to determine whether or not an investment in our Notes makes sense for you.
For more information on risks related to investing in our Notes, please see our latest filings with the Securities and Exchange Commission, which can be found here: Offering Circular. Additionally, you may want to review the Subscription Agreement for Reg D offerings. If you are interested in investing in our “Wisdom Fund” Notes, please review the Private Placement Memorandum.
CNote is not a bank, and investments in our Notes are not bank deposits. They are not insured by the FDIC or by any other governmental agency.
CNote is not an investment adviser or a broker-dealer. This information is for educational purposes only and is not tailored for any individual investor. It should not be relied upon as financial or investment advice. Any projected returns are based on the current interest rate offered on our Notes, which may be subject to change, and is not guaranteed. Future returns may vary.