Category: Uncategorized


  • Supporting Small Businesses:The Critical Role of Community Banking

    Supporting Small Businesses:The Critical Role of Community Banking

    Small businesses are the lifeblood of local economies, driving innovation, creating jobs, and building community identity. However, they often face significant challenges—chief among them is access to affordable financing (source: sba.gov). This is where community banks step in, playing a critical role in helping small businesses thrive, fostering local economic growth, and building resilience. Small

    Continue Reading

  • Measuring Impact in Community Finance: The Cooperative Fund of the Northeast’s Innovative Technical Assistance Approach

    By Tamra Thetford, VP of Impact Evaluation CNote engages with CDFI Loan Funds in impact diligence as part of CNote’s fixed income investment underwriting process. The impact diligence process allows CNote to learn about loan funds’ impact measurement and management practices. The following highlights the work the Cooperative Fund of the Northeast (CFNE) has done

    Continue Reading

  • What is a CDFI? – Community Development Financial Institutions Explained

    What is a CDFI? – Community Development Financial Institutions Explained

    Community Development Financial Institutions, more commonly referred to as CDFIs, are private sector, primarily nonprofit, financial institutions that provide loans and other financial resources to communities that are often underserved by traditional financial institutions.  CDFIs are federally certified entities. That certification comes from the CDFI Fund, an agency within the U.S. Department of Treasury, which explains that “certification is

    Continue Reading

  • Impact Cash® Is Now Open to Individual Clients

    Impact Cash® Is Now Open to Individual Clients

    CNote Expands Access to Impact Investing CNote is proud to announce that Impact Cash®, one of our most impactful and flexible financial solutions, is now available to Individual Investors.

    Continue Reading

  • Treasury Trends: Key Takeaways from AFP 2024

    Treasury Trends: Key Takeaways from AFP 2024

    Treasury trends discussed at AFP 2024 reveal how finance leaders are adapting to changing markets. Last week, the national AFP 2024 conference wrapped up, bringing together the brightest minds in corporate finance and treasury. CNote was proud to participate, hosting a pivotal presentation alongside Xylem and Block titled “Decarbonizing Cash: Treasurers are Key in Cutting

    Continue Reading

  • Disaster Recovery: Inside CNote’s Disaster Recovery and Resilience Program

    Disaster Recovery: Inside CNote’s Disaster Recovery and Resilience Program

    CNote’s Disaster Recovery and Resilience Program aims to bridge that gap, providing support through loans and insured deposits to community financial institutions that help these communities rebuild and prepare for future challenges.

    Continue Reading

  • Treasury Management: How Corporate Treasurers Can Manage Uncertainty

    Treasury Management: How Corporate Treasurers Can Manage Uncertainty

    As the U.S. approaches another election cycle, corporate treasurers are prepared for a period marked by heightened uncertainty and cautious decision-making. Election periods often bring the potential for significant policy shifts, market volatility, and broader economic disruptions, making it crucial for treasurers to adopt a proactive approach to managing financial risks. A Time of Pause

    Continue Reading

  • CDFI Impact: How CDFIs Can Enhance Impact Through Capital Deployment

    CDFI Impact: How CDFIs Can Enhance Impact Through Capital Deployment

    The CDFI industry has grown significantly in the past decade, in both the number of CDFIs and the capital providers helping supply the industry with crucial lending capital. For CDFIs and capital providers, scarce resources require them to consider investment decisions carefully. Determining investor contribution can help CDFIs and capital providers target their capital most

    Continue Reading

  • How Corporate Treasurers Can Approach Cash Management Solutions

    How Corporate Treasurers Can Approach Cash Management Solutions

    Corporate treasurers play a vital role in managing a company’s cash holdings, ensuring that deposits are secure, accessible, and positioned to generate returns. In today’s economic landscape, the need for secure, impact-aligned deposit strategies is more pressing than ever. Treasurers often face the challenge of balancing capital preservation, liquidity, and return—while also fulfilling corporate mandates

    Continue Reading

  • The Field of Yield: A New Land Where Yields Run High

    The Field of Yield: A New Land Where Yields Run High

    In the dynamic world of corporate finance, treasurers are continually seeking secure and high-yield deposit options. Among these, credit unions stand out for offering some of the most competitive rates available. This article delves into the benefits of including credit unions in your corporate financial strategy and presents compelling reasons why they should be a

    Continue Reading