Category: Uncategorized
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The Field of Yield: A New Land Where Yields Run High
In the dynamic world of corporate finance, treasurers are continually seeking secure and high-yield deposit options. Among these, credit unions stand out for offering some of the most competitive rates available. This article delves into the benefits of including credit unions in your corporate financial strategy and presents compelling reasons why they should be a…
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“We Mean Now”: Why Next-Day Liquidity Has Become the Common Currency
In today’s rapidly changing financial landscape, the phrase “we mean now” has taken on new significance. The demand for next-day liquidity is no longer a niche requirement but has become the common currency for corporate treasurers and financial managers. This shift is driven by market uncertainty, economic volatility, and the need for businesses to maintain…
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Climate Cash™ – Support a Sustainable Future with Deposits
In today’s rapidly changing world, the urgency to address climate change has never been greater. Cash managers are increasingly seeking opportunities that not only promise financial returns but also contribute to a sustainable future. CNote’s Climate Cash™ is designed to meet this dual objective, offering a unique solution that supports environmental initiatives while delivering competitive…
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How Community Investment Can Make a Difference
Community investment can play a pivotal role in addressing water crises like the one in Jackson, Mississippi. By channeling funds into projects that improve water infrastructure, investors can help ensure that residents have access to safe, clean water. Community Development Financial Institutions (CDFIs) and other impact-focused financial entities are well-positioned to drive these investments, leveraging…
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Impact Cash® – Making A Difference With Your Dollars
In a world where social and economic inequalities are increasingly visible, there is a growing demand for options that drive positive social change. CNote’s Impact Cash® offers a unique opportunity to support initiatives that empower underserved communities and foster economic inclusion. What is Impact Cash®? Impact Cash® directs funds into Community Development Financial Institutions (CDFIs),…
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CNote’s Flagship Fund – A Path to Community Impact
Impact investing doesn’t have to be difficult or time-consuming. With CNote, you can quickly become an impact investor on the CNote platform and support under-resourced communities with vital capital for small business growth, affordable housing development, climate adaptation, and more; all while earning 4.00% APY*. The Role of CDFIs Community Development Financial Institution (CDFI) Loan…
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Resources for LID Credit Unions
What are Low Income Designated Credit Unions Low-Income Designated (LID) credit unions cater to communities predominantly falling within specific low-income thresholds, as determined by Census Bureau data and NCUA regulations. The NCUA specifically describes a credit union that can be designated as low-income when “a majority of the credit union’s potential or actual membership qualifies…
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Bank on Change: Diversifying Deposits for Financial Stability and Social Impact
In an ever-changing financial landscape, managing assets effectively is a priority for treasury professionals. Balancing risk and reward is crucial, and diversification has become an essential tool for risk mitigation. At the same time, treasurers are increasingly recognized as change agents driving corporate social responsibility. With cutting-edge technology at their fingertips, treasurers can now easily…
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Innovating pathways to wealth creation for women of color entrepreneurs: a Wisdom Fund update
Co-authored by CNote’s VP of Business Development, Danielle Burns and CNote’s Director of Impact Evaluation, Tamra Thetford. Women of color (WOC) entrepreneurs continue to face intersectional and systemic barriers — such as discrimination, bias, and a lack of networks — that limit their access to capital. Business ownership is a powerful wealth-building tool, and supporting…
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CNote Closes Series A Investment, Cementing the Women-Led Impact Platform’s Leadership in Closing the U.S. Wealth Gap Through Financial Innovation
CNote Closes Series A Investment, Cementing the Women–Led Impact Platform’s Leadership in Closing the U.S. Wealth Gap Through Financial Innovation September 19, 2022 // Oakland, CA // Building on the momentum of its impact platform—already adopted by corporate leaders including Apple, Mastercard, Netflix and PayPal as a scalable way to address wealth inequality in the…