CNote Expands Access to Impact Investing
CNote is proud to announce that Impact Cash®, one of our most impactful and flexible financial solutions, is now available to Individual Investors. Previously exclusive to corporations and foundations, this milestone expansion allows individuals to join the movement of aligning their cash management with their values. Minimum deposit is $50K.
What Is Impact Cash®?
Impact Cash® is a secure and scalable cash management solution designed to empower Community Development Financial Institutions (CDFIs) and credit unions while delivering competitive financial returns. This unique product provides 100% FDIC and NCUA insurance coverage, making it one of the safest options for clients looking to align their financial goals with social impact.
Through Impact Cash®, clients not only protect their funds but also drive meaningful change by supporting mission-driven financial institutions that empower underserved communities across the United States.
Why Choose Impact Cash®?
Impact Cash® isn’t just another cash management solution—it’s a gateway to achieving financial returns with measurable impact. Here’s why it’s an attractive option for accredited individual investors:
- 100% Insurance Coverage:
Your funds are 100% insured by FDIC and NCUA, offering unparalleled security for your cash, and peace of mind. - Blended APY:
Impact Cash® offers a competitive blended APY, combining financial returns with social impact. This product allows you to grow your wealth while actively contributing to community development. - Support for CDFIs and Credit Unions:
When you place your deposits with Impact Cash®, your dollars directly support CDFIs and mission-driven financial institutions. These organizations play a critical role in driving financial inclusion, providing loans to small businesses, affordable housing projects, and underserved communities. - Flexible Liquidity:
Impact Cash® is designed to meet the needs of clients who value accessibility and flexibility, making it easier than ever to align your financial goals with your social values.
How It Works
By depositing funds into Impact Cash®, investors gain exposure to a portfolio of mission-driven financial institutions. These institutions work to close the racial and gender wealth gap, finance small businesses, and create opportunities for historically underserved communities. At the same time, investors enjoy the security of fully insured deposits and the ability to earn competitive returns.
Why Now?
The decision to expand Impact Cash® to individual clients reflects CNote’s mission to create a more inclusive economy as we look ahead to 2025. It’s a step toward democratizing impact cash management, giving individuals the tools to make a measurable difference with their cash.
As financial markets evolve, more investors are seeking opportunities that combine profit with purpose. Impact Cash® meets this demand by offering a solution that’s not only secure and flexible but also contributes to building a more equitable financial system.
Ready to Align Your Cash with Your Values?
If you’re interested in growing your wealth while creating a positive social impact, Impact Cash® is the Solution for you. With its unique combination of financial security, flexibility, and measurable impact, it’s never been easier to put your cash to work for good.
Learn more about Impact Cash® by visiting our Impact Cash® page.
Join the Movement
At CNote, we believe in the power of financial innovation to create lasting change. By using in Impact Cash®, you’re not just managing your money—you’re making a difference. Together, we can transform financial capital into a force for good.
Disclosure: CNote Group, Inc. is not a bank, a credit union, or any other type of financial institution. CNote is not a registered investment advisor with the Securities and Exchange Commission (SEC) or a broker-dealer authorized by the Financial Industry Regulatory Authority (FINRA). CNote is not a legal, financial, accounting or tax advisor. CNote does not negotiate interest rates. Impact Cash® deposits are not a security or investment. Impact Cash® deposits are insured by the FDIC or NCUA, subject to the terms and conditions of the Impact Cash® agreements. We encourage you to consult with a financial adviser or investment professional to determine whether or not the CNote platform makes sense for you. Information provided herein is for educational purposes only and is not tailored for any individual investor or client. It should not be relied upon as financial or investment advice. Any projected returns are illustrative, based on interest rates offered currently or in the past, which may be subject to change at any time, and may not reflect the ultimate rate of return. Past performance is no guarantee of future results, and future returns may vary.
