Category: Financial Planning
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Navigating Risk and Opportunity: Why Sustainable Investment Funds Offer a Safe Haven in a Volatile Market
In today’s ever-changing financial landscape, individual investors actively seek ways to shield their portfolios from market volatility. With mounting concerns about inflation and geopolitical instability, the factors fueling market uncertainty are multifaceted and far-reaching. While traditional investment strategies may expose investors to these shifts, sustainable investment funds confidently offer a robust alternative that delivers both…
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What Is the Right CNote Financial Solution For You?
When it comes to aligning your financial goals with your values, CNote offers a variety of Solutions* to fit different needs. Whether you’re seeking liquidity, low-risk cash management, or are comfortable with a longer-term fixed-income investment, there’s a CNote solution designed for you. Understand Your Financial Goals Before deciding on a CNote product, it’s important…
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Voting With Your Money: Investing In What Matters Most This Election Season
With the upcoming election on the horizon, many investors are re-evaluating their portfolios, not just for potential market fluctuations but for something more significant: aligning their investments with their values. The idea of “voting with your money” has gained traction in recent years, encouraging people to consider how their financial decisions reflect their personal beliefs…
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Ignoring The Tired Tropes of Personal Finance
Recently you’ve probably seen headlines about how you could be a millionaire if you just stopped buying coffee, eating out or paying for a gym membership. There’s merit to being mindful about your spending, but recently some of the claims coming out of the personal finance world appear to be more focused on click-baity headlines…
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What Is Investment Risk & How Does It Impact Your Investment Planning?
Note: This is a guest post was authored by Sahil Vakil, CEO of MYRA Wealth. MYRA Wealth provides personal finance services for international and multicultural families in the United States. What is investment risk, what shape does it take and how does risk affect your personal financial planning? Investment risk is a complex topic, but every investor…
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Financial Quick Tip: Understanding The “Real” Return on an Investment
How Inflation Impacts Your Investment Returns The goal of investing is always to end up with more money than you started with. But what if a positive return on investment does not actually increase your overall wealth?
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7 Financial Pitfalls and How They Can Negatively Impact Your Health
Does Money Matter? People often think they can compartmentalize various parts of their life. We may think that the way we eat doesn’t impact the way we feel, or that our financial situation won’t have an impact on our health or relationships. While for some it’s possible to keep everything separate, oftentimes challenges in one…
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What the recent Bitcoin crash teaches us about risk and volatility
At CNote, we want our members to be informed, empowered investors. That means addressing some core ideas and misconceptions involving personal finance. One of those fundamental misconceptions that plague even experienced investors, is the difference between risk and volatility.
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Are you an over-saver?
Nearly 1/3 of Americans are over-saving, amounting to over $300B in “extra” savings sitting in banks earning nothing. So why do we do it? CNote interviewed 100+ over-savers to find out. Here’s what we learned. I know, it sounds like a funny term. Over-saver? But if you are one of the millions of Americans that…