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Market Volatility and Your CNote Investment


The markets have been quite volatile over the last few weeks. Navigating wild price swings and the emotions that come with them can be a challenge, we wanted to share this brief note from the CNote CEO on what this volatility means for your investment in CNote.

Ultimately, we built CNote to make investing simple and impactful, so you don’t have to worry about day-to-day market fluctuations.

While no one can predict the future, or where the markets will be going tomorrow, we think it is important to understand what risks you are and are not exposed to through your investment in CNote.

To Our Members,

Lately, the markets have been a bit crazy. Up then down, and then back again. Even if you don’t have tons of money invested in the markets, its hard not to feel a bit nervous when you see big red numbers flashing across your screens.

I’m not writing to tell you where the markets are headed next or give advice on when to buy and sell, but rather to give you some peace of mind…

First, CNote is not market correlated—meaning whatever swings are happening in the stock market, your CNote investment is not impacted.

Second, CNote only invests in the best CDFIs across the country, and not one of our partners has lost an investor dollar—ever. What’s more, the CDFI industry fared as well if not better than big banks during the great recession.

You can feel proud knowing your money is going to work to in a way that empowers and builds strength in our economy—and that is not attached to the roller coaster that is the current market. Stay strong, stay steady.

We’ve got your back,

Catherine Berman, CNote CEO 



CNote is not a bank, and investments in CNote are not bank deposits and are not insured by the FDIC. Past performance is not indicative of future results. The projected returns are based on historical returns from the CDFIs. Future returns may vary. The return is not guaranteed and is subject to change. For more information, please see our latest filing with the SEC, Offering Circular.

CNote is not an investment adviser. This information is for educational purposes only, and is not tailored for any individual investor. It should not be relied upon as financial or investment advice. We encourage you to consult a financial adviser or investment professional to determine whether or not an investment in CNote makes sense for you.

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