For foundations, every dollar matters. Whether it’s funding local initiatives, empowering underserved communities, or advancing crucial research, your capital needs to work as hard as your mission. But what if your foundation’s funds could do more than just sit in an account waiting to be spent? What if every dollar could earn returns while helping your foundation meet its mission and create lasting change?
With CNote, foundations can put their capital to work in ways that align with their purpose. Through our platform, foundations can earn returns while directly contributing to the communities they serve. Here are three ways your foundation can leverage CNote’s solutions to turn capital into a force for good.
1. Align Your Capital with Your Foundation’s Mission
Foundations are deeply committed to their mission, and every dollar should reflect that commitment. With CNote, foundations have the flexibility to allocate their funds based on geographic focus or specific impact themes, such as affordable housing, racial equity, or small business growth.
Whether you’re looking to support initiatives in particular regions or focus on specific sectors, CNote’s platform makes it easy to direct capital to community-driven institutions like CDFIs, Community Banks, and Credit Unions who are making a difference in local communities throughout the United States. Your cash doesn’t just sit—it actively fuels local economies and helps uplift the communities you care about the most.
2. Offer Donors Meaningful Impact Investment Options
Transform donor generosity into lasting community change through CNote’s innovative funding model. With CNote, foundations can offer more to donors —they can offer an alternative to grants that can earn money and continuously support entrepreneurs, homebuyers, and community developers in underbanked areas. Thus, multiplying impact far beyond traditional charitable giving.
You can offer your donors the option to deposit in Impact Cash®, earning up to 4.5%* on every cash deposit up to $100M, or invest into a Fixed Income Product, with the potential to earn 4% APY*, ensuring their funds are supporting the causes they care about the potential to generate returns that strengthen your foundation’s mission. This approach allows donors to make a tangible difference with their contributions, knowing their dollars are working hard for the communities that need them most.
3. Ensure Donor Funds Make an Impact with Overnight Liquidity
With CNote’s Impact Cash®, foundations can stretch every dollar for impact while earning returns. Impact Cash offers overnight liquidity, meaning you can withdraw capital as needed for donations, grants, or other foundation initiatives, while still ensuring those funds are working toward your mission from the moment they’re deposited. Every dollar works harder, helping you make more cash available to further your mission and maximize the impact you’re having on local communities.
For foundations, maximizing both financial returns and social impact is essential. CNote provides an opportunity to make your capital work harder, ensuring that every dollar contributes to both your financial sustainability and your mission. By leveraging these strategies—whether growing your reserves, offering donors investment options that align with their values, or ensuring donor funds make an impact with liquidity—you can create lasting change while continuing to meet your foundation’s goals.
*Returns are not guaranteed. CNote Group, Inc. (“CNote”) is not a bank, a credit union, or any other type of financial institution. CNote is not a registered investment advisor with the Securities and Exchange Commission (SEC) or a broker-dealer authorized by the Financial Industry Regulatory Authority (FINRA). CNote is not a legal, financial, accounting or tax advisor. We encourage you to consult with a financial adviser or investment professional to determine whether or not the CNote platform makes sense for you. Information provided herein is for educational purposes only and is not tailored for any individual investor or client. It should not be relied upon as financial or investment advice. Any projected returns are illustrative, based on interest rates offered currently or in the past, which may be subject to change, and may not reflect the ultimate rate of return for any particular investor or client. Past performance is no guarantee of future results, and future returns may vary. Flagship Fund: CNote offers unregistered securities consisting of various promissory notes (“Notes”) to eligible investors pursuant to Regulation A and Regulation D under the Securities Act of 1933, as amended. For more information on risks related to investing in our Flagship Fund Notes, for unaccredited investors please see our latest Flagship Fund Offering Circular as filed with and qualified by the SEC. For accredited investors please see our latest Flagship Fund Private Placement Memorandum Neither the SEC nor any state securities regulator has passed upon or endorsed the merits of any investment in CNote’s offerings. Investments in our Notes are not bank deposits and are not insured by the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), or any other governmental agency. Investing in our Notes involves risk of loss, including the principal invested. Impact Cash: Impact Cash is not a security or investment. Impact Cash® and deposits are insured by the FDIC or NCUA, subject to the terms and conditions of the Impact Cash® agreements.
