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Meeting Entrepreneurs Where They Are
As the child of entrepreneurs, Imanol Moreno grew up seeing business ownership up close. He spent time around construction sites, watched his father build a reputation through steady work, and absorbed lessons that came long before he had a business of his own. A study published in the Journal of Political Economy found that children…
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How Flexible CDFI Financing Turned a Formerly Vacant Factory into Senior Housing
For more than 50 years, the old Carnation Milk factory stood silent on the edge of downtown Tupelo, Mississippi. The massive brick building, once a source of local jobs and economic activity, had become a reminder of decline. Since the plant closed in 1972, the property had cycled through temporary uses as city offices, a…
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Watch Me Grow Daycare: Expanding Opportunity for Children, Families, and Community Through Access to Capital
For more than a decade, Hazel Gardner has dedicated her life to helping children learn, grow, and thrive. A longtime educator with the Mobile County Public School System, Hazel understood firsthand the critical role that early childhood education plays in shaping a child’s future. She also recognized the challenges working families face in finding safe,…
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Where Your Deposits Are Held: The Infrastructure Behind Impact Cash®
When a treasury team evaluates a new place to put operating cash, yield is only part of the equation. A more fundamental question comes first: Where are the funds actually held, and how are they managed at each step? Impact Cash® is a cash management solution that places institutional deposits with federally insured community financial…
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First Eagle Bank: Advancing Community-Led Housing Solutions in Chicago
Across the country, CDFI banks and mission-driven financial institutions are helping address one of the most persistent challenges facing U.S. communities: the shortage of affordable housing. In Chicago, First Eagle Bank offers a compelling example of what this work looks like in practice, and what it takes to do it well. First Eagle Bank, a…
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Protecting Family Property Is Housing Justice: What Heirs’ Property Teaches Impact Investors
By Tamra Thetford, VP of Impact Evaluation For many families, a home is more than a place to live. It is the foundation for stability, a source of family memory, and one of the few assets that can be passed from one generation to the next. But for families with heirs’ property, that foundation can…
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Inside a Place-Based Strategy: Lessons from Southern Virginia
Place-based investing is gaining renewed attention among impact investors. For some, it reflects a shift toward geography as a way to target impact. For others, it signals a deeper recognition that capital alone is not enough to drive durable outcomes. What is emerging is a more grounded approach to investing, one that starts not with…
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Financing Health Care Resilience Through Clean Energy on California’s Mendocino Coast
For rural communities, access to health care depends on more than doctors, nurses, and exam rooms. It also depends on reliable infrastructure, including the energy systems that keep clinic doors open during severe weather, natural disasters, and power outages. Community Health Center Capital Fund, a CNote Fixed Income investee, is helping make that infrastructure more…
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Why Corporate Treasury Teams Are Moving $10M to $50M+ Into Impact Cash®
Corporate treasury has always been guided by three priorities: preserve principal, maintain liquidity, and generate competitive returns. Today, a fourth consideration is entering the conversation.Boards, investors, employees, and communities increasingly expect organizations to demonstrate that all capital, including operating cash, aligns with the commitments outlined in sustainability reports, community investment initiatives, and corporate responsibility programs.…
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Rethinking Debt: How The Herbal Scoop Grew with the Right Financial Support
In the Catskills, where natural beauty and a deep sense of place shape daily life, Kendra built a business that reflects both her personal journey and her commitment to community well-being. The Herbal Scoop, Kendra’s herbal farm and botanical tea shop, is more than a retail space. It is the culmination of years spent searching…
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Where finance meets impact.