Enhance Your Client Portfolios With CNote’s Impactful Investment Solutions

Deliver Competitive Returns. Drive Positive Change. Build Stronger Communities.

At CNote, we empower RIAs to offer their clients unique investment opportunities that generate competitive returns while creating meaningful social impact. Our range of investment solutions is designed to align with your clients’ financial goals and values, helping you to differentiate your services and build stronger, more resilient portfolios. Partner with us to create a brighter future for your clients and their communities.

CNote impact investments

CNote’s Core Offerings

Climate CashTMSustainable

$ Blended

APY
  • Combat Climate Change with your Deposits
  • 100% FDIC and NCUA Insurance Coverage 1
  • Deposits Back Meaningful, Traceable Initiatives Like Affordable Solar Power in Low-Income Areas and Energy-Efficient Appliances/Building Enhancements.
  • Streamlined Interface for Signup and Account Opening
  • Deposit up to $50M in Climate-Friendly Insured Deposits
  • Accredited Investors Only
Sign Up: Climate Cash™

Impact Cash ®Scalable

$ Blended

APY
  • Cash with Impact
  • 100% FDIC and NCUA Insurance Coverage 2
  • Supports CDFI Banks and Credit Unions
  • Flexible Liquidity
  • Accredited Investors Only
Sign Up: Impact Cash®

Flagship FundDiversified

$ 4.00%

APY
  • An Easy Way to Start Impact Investing3
  • Open to All Investors
  • Competitive Returns
  • Diversified CDFI Investment
  • 30-Month Term With Flexible Quarterly Liquidity4
  • No Minimum
Sign Up: Flagship Fund

Wisdom FundDrive Social Change

$ 4.00%

APY
  • Long-Term Impact and Systems Change
  • Accredited Investors Only
  • Provides sustainable, affordable loan capital for Women of Color Entrepreneurs
  • Delivers dedicated small business coaching for borrowers
  • Investments also fund research to improve lending process for women of color
  • 60-month Term
  • $100,000 Minimum5
Sign Up: Wisdom Fund
Simplified impact investing with flexibility liquidity and competitive returns

Flagship Fund

CNote’s Flagship Fund generates a 4.00% return while directing all funds to community development organizations that fund loans for small businesses, help build affordable housing and bring sustainable economic growth to communities across America. 

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Invest in the future of women

Wisdom Fund

The Wisdom Fund is a fixed income vehicle that increases capital access and small business lending for women entrepreneurs of color.

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Cash management solution that delivers competitive returns with impact

Impact Cash®

Impact Cash® is a fully insured cash management solution that gives investors a single place to put their cash to work for positive social impact while achieving returns.

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Empowering Climate Solutions

Climate Cash™

Climate Cash™ is a deposit solution – enabling corporations to enjoy 100% FDIC/NCUA insurance, competitive interest rates and contribute to carbon-reduction lending activities.

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