CNote For Institutions

Our securities consist of various promissory notes (“Notes”) that are offered to eligible investors pursuant to Regulation A+ and Regulation D under the Securities Act of 1933, as amended. We direct the capital invested through the issuance of our Notes to partner Community Development Financial Institutions and Low-Income-Designated Credit Unions, who use that capital to offer financial products and resources to the communities they serve, funding small business owners, affordable housing development, other community-centered projects.

For more information on risks related to investing in our Notes, please see our latest filings with the Securities and Exchange Commission and the terms of the applicable offering documents. Neither the SEC nor any state securities regulator has passed upon or endorsed the merits of any investment decision into CNote’s offerings.

CNote is not a bank, and investments in our Notes are not bank deposits. Unless otherwise specified in the offering documents of a CNote product, CNote investments are not insured by the FDIC or by any other governmental agency.

Investing in our Notes involves risk of loss, including the principal invested. We encourage you to consult with a financial adviser or investment professional to determine whether or not an investment in our Notes makes sense for you.

CNote is not an investment adviser or a broker-dealer, and does not provide investment, legal, or tax advice. Information provided herein is for educational purposes only and is not tailored for any individual investor. It should not be relied upon as financial or investment advice. Any projected returns are based on the current interest rate offered on our Notes, which may be subject to change, and is not guaranteed. Past performance is no guarantee of future results.