Invest With Confidence. Earn Competitive Returns. Drive Positive Change.
At CNote, we believe in empowering individuals to grow their wealth while making a real difference in the world. Whether you are an accredited or non-accredited investor, our investment solutions are designed to deliver competitive returns while funding projects that build stronger, more resilient communities. Join us in creating a better future for all.
CNote impact investments
CNote’s Core Offerings
Climate CashTMSustainable
$ Blended
APY- Combat Climate Change with your Deposits
- 100% FDIC and NCUA Insurance Coverage 1
- Deposits Back Meaningful, Traceable Initiatives Like Affordable Solar Power in Low-Income Areas and Energy-Efficient Appliances/Building Enhancements.
- Streamlined Interface for Signup and Account Opening
- Deposit up to $50M in Climate-Friendly Insured Deposits
- Accredited Investors Only
Impact Cash®Scalable
$ Blended
APY- Cash with Impact
- 100% FDIC and NCUA Insurance Coverage 2
- Supports CDFI Banks and Credit Unions
- Flexible Liquidity
- Accredited Investors Only
Flagship FundDiversified
$ 4.00%
APY- An Easy Way to Start Impact Investing3
- Open to All Investors
- Competitive Returns
- Diversified CDFI Investment
- 30-Month Term With Flexible Quarterly Liquidity4
- No Minimum
Wisdom FundDrive Social Change
$ 4.00%
APY- Long-Term Impact and Systems Change
- Accredited Investors Only
- Provides sustainable, affordable loan capital for Women of Color Entrepreneurs
- Delivers dedicated small business coaching for borrowers
- Investments also fund research to improve lending process for women of color
- 60-month Term
- $100,000 Minimum5
Cash management solution that delivers competitive returns with impact
Impact Cash®
Impact Cash® is a fully insured cash management solution that gives investors a single place to put their cash to work for positive social impact while achieving returns.
Empowering Climate Solutions
Climate Cash™
Climate Cash™ is a deposit solution – enabling corporations to enjoy 100% FDIC/NCUA insurance, competitive interest rates and contribute to carbon-reduction lending activities.