CNote is not an investment adviser. This information is for educational purposes only, and is not tailored for any individual investor. It should not be relied upon as financial or investment advice. We encourage you to consult a financial adviser or investment professional to determine whether or not an investment in CNote makes sense for you.

CNote is not a bank, and investments in CNote are not bank deposits. They are not insured by the FDIC or by any other governmental agency. Investing in CNote Notes involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more information on risks related to investments in our securities, please see our latest filings with the Securities and Exchange Commission, which can be found here: Offering Circular.

Past performance is not indicative of future results. The projected returns are based on historical returns from the CDFIs. Future returns may vary. The return is not guaranteed and is subject to change. The information in this page is for information only. It is impersonal and not individualized for any specific investor’s financial situation and is not investment advice. This projection is not intended to be, nor should you interpret it to be, a prediction of how a particular investment will actually perform.

*Expected annual earnings via traditional banks are calculated based on a national average rate listed by FDIC (source). Expected annual earnings for CNote are calculated using the projected 2.5% yield. Expected annual earnings are presented for comparison purposes only and are not a promise of future results.

**CNote diversifies your investment across multiple CDFIs and small businesses. Because any given investment in CNote could be funding one or one hundred entrepreneurs, for impact measurement purposes, we assume that each thousand dollar investment presents one funding opportunity for an entrepreneur.